Founding legislation

REVIEW OF LIMITATIONS ON FEES AND INTEREST RATES REGULATIONS
REVIEW OF LIMITATIONS ON FEES AND INTEREST RATES REGULATIONS
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Act No. 19 of 2014: National Credit Amendment Act, 2014
Act No. 19 of 2014: National Credit Amendment Act, 2014
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AMENDED RULES
Rules for the Conduct of Matters before the NCT (as amended)
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The National Credit Act
To promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information; to promote black economic empowerment and ownership within the consumer credit industry; to prohibit certain unfair credit and credit-marketing practices; to promote responsible credit granting and use and for that purpose to prohibit reckless credit granting; to provide for debt re-organisation in cases of over-indebtedness; to regulate credit information; to provide for registration of credit bureaux, credit providers and debt counselling services; to establish national norms and standards relating to consumer credit; to promote a consistent enforcement framework relating to consumer credit; to establish the National Credit Regulator and the National Consumer Tribunal; to repeal the Usury Act, 1968, and the Credit Agreements Act, 1980; and to provide for related incidental matters. To view The National Credit Act, click on the icon or 'read more' (please note the size of the file is 1.36MB)
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National Credit Act: Amendment to thresholds
Click on the icon or 'read more' in order to view the document (please note the size of the document is 140KB).
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National Credit Act: Schedule 201 Prescribed Forms
Click on the icon or 'read more' in order to view the prescribed forms for the National Credit Act (please note the size of the document is 5.78MB)
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National Credit Act: Schedule 202 Prescribed Fees
Click on the icon or 'read more' to view the prescribed fees for the National Credit Act (please note the size of the file is 10.9KB).
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Consumer Protection Act of 2008 Regulations
Click on the icon or 'read more' to view the CPA's regulations (please note the size of the file is 3.14MB)
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Consumer Protection Act of 2008
To promote a fair, accessible and sustainable market place for consumer products and services, and for that purpose to establish national norms and standards relating to consumer protection, to provide for improved standards of consumer information, to prohibit certain unfair marketing and business practices, to promote responsible consumer behaviour, to promote a consistent legislative and enforcement framework relating to consumer transactions and agreements, to establish the National Consumer Commission and to repeal certain laws. To view the Act, click on the icon or on 'read more' (please note that the document's size is 355.87KB).
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